> ## Documentation Index
> Fetch the complete documentation index at: https://docs.spherepay.co/llms.txt
> Use this file to discover all available pages before exploring further.

# Retrieve a Transfer with Deposit Instructions

> Retrieve a specific transfer

Use this endpoint to fetch the complete details of a single transfer by its unique ID. The response includes the current status, the source and destination resources, fee breakdown, deposit instructions for on-ramp transfers, and network-level tracking identifiers once the transfer has been processed. Poll this endpoint or use webhooks to monitor status transitions throughout the transfer lifecycle.


## OpenAPI

````yaml openapi/spherepay.yaml GET /v2/transfer/{id}
openapi: 3.0.0
info:
  contact: {}
  description: The Sphere REST API for payments, transfers, and accounts.
  title: Sphere API
  version: '2'
servers:
  - description: Production
    url: https://api.spherepay.co
security:
  - bearer: []
tags: []
paths:
  /v2/transfer/{id}:
    get:
      summary: Retrieve a Transfer
      description: Retrieve a specific transfer
      operationId: getV2TransferById
      parameters:
        - description: The payout ID.
          in: path
          name: id
          required: true
          schema:
            example: payout_d243ab2b1de4447d8a046d87fefe58cf
            type: string
      responses:
        '200':
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/GetTransferResponseDto'
          description: ''
        '400':
          content:
            application/json:
              examples:
                Bad Request:
                  summary: Bad Request
                  value:
                    code: address/invalid
                    correlationId: 28c61e885c6e5eaa78c1a2183a9b883c
                    detail: Invalid request parameters
                    status: 400
              schema:
                $ref: '#/components/schemas/ProblemDetailsDto'
          description: Bad Request
        '404':
          content:
            application/json:
              examples:
                Not Found:
                  summary: Not Found
                  value:
                    code: resource/not-found
                    correlationId: 28c61e885c6e5eaa78c1a2183a9b883c
                    detail: Resource not found
                    status: 404
              schema:
                $ref: '#/components/schemas/ProblemDetailsDto'
          description: Not Found
        '422':
          content:
            application/json:
              examples:
                Validation Error:
                  summary: Validation Error
                  value:
                    code: validation/failed
                    correlationId: 28c61e885c6e5eaa78c1a2183a9b883c
                    detail: Validation failed
                    errors:
                      - detail: Invalid email format
                        pointer: /email
                      - detail: Name is required
                        pointer: /name
                    status: 422
              schema:
                $ref: '#/components/schemas/ProblemDetailsDto'
          description: Unprocessable Entity - Validation Error
components:
  schemas:
    GetTransferResponseDto:
      properties:
        created:
          description: The datetime the transfer was created.
          example: '2021-01-01T00:00:00.000Z'
          format: date-time
          type: string
        customer:
          description: The customer ID.
          example: customer_b2c3d4e5f6a7b8c9d0e1f2a3b4c5d6e7
          type: string
        depositAccount:
          oneOf:
            - description: The deposit bank account for an on ramp transfer.
              properties:
                bankDetails:
                  properties:
                    accountHolderName:
                      description: >-
                        The name of the bank account holder that the source
                        funds will be transferred to.
                      example: John Doe
                      type: string
                    accountNumber:
                      description: >-
                        The account number of the bank account, used for wires,
                        ACH transfers and other applicable networks.
                      example: '1234567890'
                      type: string
                    accountType:
                      description: 'The type of bank account: savings or checking.'
                      enum:
                        - savings
                        - checking
                      example: savings
                      type: string
                    bankAddress:
                      description: The address of the deposit bank account.
                      example: 123 Main St, Anytown, USA
                      type: string
                    bankName:
                      description: >-
                        The name of the bank that the source funds will be
                        transferred to.
                      example: Bank of America
                      type: string
                    beneficiaryAddress:
                      description: >-
                        The address of the beneficiary that will receive the
                        funds.
                      example: 123 Main St, Anytown, USA
                      type: string
                    bic:
                      description: >-
                        The BIC of the bank account, used for SEPA transfers and
                        other applicable networks.
                      example: '1234567890'
                      type: string
                    brCode:
                      description: >-
                        The PIX BR code for on-ramp payments. Encode this as a
                        QR code for the customer to scan and pay.
                      example: >-
                        00020126580014br.gov.bcb.pix0136a1b2c3d4-e5f6-7890-abcd-ef1234567890
                      type: string
                    clabe:
                      description: >-
                        The CLABE of the deposit bank account, used for SPEI
                        transfers in Mexico.
                      example: '012345678901234567'
                      type: string
                    iban:
                      description: >-
                        The IBAN of the bank account, used for SEPA transfers
                        and other applicable networks.
                      example: '1234567890'
                      type: string
                    memo:
                      description: >-
                        The memo of the transfer. This must be provided when
                        initiating wire, ACH and SEPA transfers. This is the
                        memo that will be used to identify the transfer to the
                        deposit account.
                      example: BBE6C7EB4A3F
                      type: string
                    pixKey:
                      description: >-
                        The PIX key of the deposit bank account, used for PIX
                        transfers.
                      example: '+5511999999999'
                      type: string
                    routingNumber:
                      description: >-
                        The routing number of the bank account, used for wires,
                        ACH transfers and other applicable networks.
                      example: '1234567890'
                      type: string
                  type: object
                type:
                  description: The type of the deposit account.
                  enum:
                    - bank_account
                  example: bank_account
                  type: string
              required:
                - type
                - bankDetails
              title: Deposit Bank Account
              type: object
            - description: The deposit wallet for an off ramp transfer.
              properties:
                type:
                  description: The type of the deposit account.
                  enum:
                    - wallet
                  example: wallet
                  type: string
                walletDetails:
                  properties:
                    address:
                      description: >-
                        The address of the wallet that the source funds will be
                        transferred to.
                      example: '0x1234567890abcdef1234567890abcdef12345678'
                      type: string
                    currency:
                      description: >-
                        The currency that should be transferred to the wallet.
                        See [Supported Rails &
                        Currencies](/concepts/transfers/supported-rails).
                      enum:
                        - usdc
                        - usdt
                        - eurc
                      example: usdc
                      type: string
                    network:
                      description: >-
                        The network that the source funds will be transferred
                        on. See [Supported Rails &
                        Currencies](/concepts/transfers/supported-rails).
                      enum:
                        - sol
                        - fogo
                        - ethereum
                        - arbitrum
                        - polygon
                        - base
                        - avalanche
                        - sui
                        - noble
                        - sei
                        - tron
                        - starknet
                        - aptos
                        - hyperliquid
                      example: ethereum
                      type: string
                  required:
                    - address
                    - currency
                    - network
                  type: object
              required:
                - type
                - walletDetails
              title: Deposit Wallet
              type: object
        destination:
          oneOf:
            - description: >-
                The destination of an `On-ramp` transfer. See
                [Wallets](/concepts/transfers/wallets) for registration.
              properties:
                amount:
                  type: string
                currency:
                  description: >-
                    The destination wallet currency. See [Supported Rails &
                    Currencies](/concepts/transfers/supported-rails).
                  enum:
                    - usdc
                    - usdt
                    - eurc
                  example: usdc
                  type: string
                exchangeRate:
                  description: >-
                    The exchange rate applied to the destination amount when
                    converting the source amount to the destination currency.
                  example: '5.455'
                  type: string
                id:
                  description: The destination wallet ID.
                  example: wallet_e5f6a7b8c9d0e1f2a3b4c5d6e7f8a9b0c1d2
                  pattern: ^wallet_[a-z0-9]+$
                  type: string
                network:
                  description: >-
                    The destination wallet network. See [Supported Rails &
                    Currencies](/concepts/transfers/supported-rails).
                  enum:
                    - sol
                    - fogo
                    - ethereum
                    - arbitrum
                    - polygon
                    - base
                    - avalanche
                    - sui
                    - noble
                    - sei
                    - tron
                    - starknet
                    - aptos
                    - hyperliquid
                  example: sol
                  type: string
                type:
                  description: The destination wallet type.
                  enum:
                    - wallet
                  example: wallet
                  type: string
              required:
                - id
                - type
                - currency
                - network
              title: Destination Wallet
              type: object
            - description: The destination of an `Off-ramp` transfer.
              properties:
                achReference:
                  description: The ACH reference string.
                  example: ABC123456789
                  type: string
                amount:
                  description: >-
                    The destination amount being transferred to the bank
                    account.
                  example: '98.90'
                  type: string
                currency:
                  description: >-
                    The destination bank account currency. See [Supported Rails
                    & Currencies](/concepts/transfers/supported-rails).
                  enum:
                    - usd
                    - eur
                    - brl
                    - mxn
                  example: usd
                  type: string
                exchangeRate:
                  description: >-
                    The exchange rate applied to the destination amount when
                    converting the source amount to the destination currency.
                  example: '5.455'
                  type: string
                id:
                  description: The destination bank account ID.
                  example: bankAccount_f6a7b8c9d0e1f2a3b4c5d6e7f8a9b0c1d2e3
                  pattern: ^bankAccount_[a-z0-9]+$
                  type: string
                network:
                  description: >-
                    The destination bank account network. See [Supported Rails &
                    Currencies](/concepts/transfers/supported-rails).
                  enum:
                    - ach
                    - wire
                    - sepa
                    - pix
                    - swift
                    - spei
                  example: wire
                  type: string
                sepaReference:
                  description: The SEPA reference string.
                  example: ABC123456789
                  type: string
                type:
                  description: The destination account type.
                  enum:
                    - bank_account
                  example: bank_account
                  type: string
                wireMessage:
                  description: The message included with the wire transfer.
                  example: Payment for invoice 12345
                  type: string
              required:
                - id
                - type
                - currency
                - network
              title: Destination Bank Account
              type: object
        externalId:
          description: The external reference (not stored as unique).
          example: merchant_ref_123
          type: string
        fees:
          description: >-
            Fee breakdown for the transfer. For floating-rate BRL transfers,
            this is omitted until settlement is complete.
          properties:
            integratorFee:
              description: >-
                The integrator fee, this is the portion of the fee that the API
                integrator will receive.
              example:
                bpsAmount: '0.10'
                bpsRate: '10'
                currency: usd
                fixedAmount: '1.00'
                totalAmount: '1.10'
              properties:
                bpsAmount:
                  description: >-
                    The dollar amount derived from the BPS rate. Equal to
                    totalAmount minus fixedAmount.
                  example: '0.10'
                  type: string
                bpsRate:
                  description: The BPS rate of the fee.
                  example: '10'
                  type: string
                currency:
                  description: >-
                    The currency of the fee. See [Supported Rails &
                    Currencies](/concepts/transfers/supported-rails).
                  enum:
                    - usdc
                    - usdt
                    - eurc
                    - usd
                    - eur
                    - brl
                    - mxn
                  example: usd
                  type: string
                fixedAmount:
                  description: The fixed amount of the fee.
                  example: '1.00'
                  type: string
                totalAmount:
                  description: The total amount of the fee applied to the source amount.
                  example: '1.10'
                  type: string
              required:
                - fixedAmount
                - bpsRate
                - bpsAmount
                - totalAmount
                - currency
              type: object
            platformFee:
              description: >-
                The platform fee, this is the portion of the fee that Sphere
                will receive.
              example:
                bpsAmount: '0.10'
                bpsRate: '10'
                currency: usd
                fixedAmount: '2.00'
                totalAmount: '2.10'
              properties:
                bpsAmount:
                  description: >-
                    The dollar amount derived from the BPS rate. Equal to
                    totalAmount minus fixedAmount.
                  example: '0.10'
                  type: string
                bpsRate:
                  description: The BPS rate of the fee.
                  example: '10'
                  type: string
                currency:
                  description: >-
                    The currency of the fee. See [Supported Rails &
                    Currencies](/concepts/transfers/supported-rails).
                  enum:
                    - usdc
                    - usdt
                    - eurc
                    - usd
                    - eur
                    - brl
                    - mxn
                  example: usd
                  type: string
                fixedAmount:
                  description: The fixed amount of the fee.
                  example: '1.00'
                  type: string
                totalAmount:
                  description: The total amount of the fee applied to the source amount.
                  example: '1.10'
                  type: string
              required:
                - fixedAmount
                - bpsRate
                - bpsAmount
                - totalAmount
                - currency
              type: object
          required:
            - integratorFee
            - platformFee
          type: object
        id:
          description: A unique identifier for transfer.
          example: payout_a1b2c3d4e5f6a7b8c9d0e1f2a3b4c5d6
          pattern: ^payout_[a-z0-9]{32}$
          type: string
        paymentDescription:
          description: >-
            A free-text description of the payment purpose. Present on
            third-party off-ramp transfers.
          example: INV-2026-004 - Q1 software services
          type: string
        paymentReason:
          description: >-
            The reason for the payment. Present on BRL transfers and third-party
            off-ramp transfers.
          example: professional_services
          type: string
        quote:
          description: >-
            The quote used for this transfer, if any. When present, the locked
            exchange rate from the quote was applied to the destination amount
            and exchange rate.
          properties:
            expiresAt:
              description: The datetime the quote expires.
              example: '2021-01-01T00:00:00.000Z'
              format: date-time
              type: string
            id:
              description: The unique identifier for the quote used for this transfer.
              example: quote_a1b2c3d4e5f6a7b8c9d0e1f2a3b4c5d6
              type: string
          required:
            - id
            - expiresAt
          type: object
        source:
          oneOf:
            - description: The source of an on ramp transfer.
              example:
                id: bankAccount_a1b2c3d4e5f6a7b8c9d0e1f2a3b4c5d6
                type: bank_account
              properties:
                achReference:
                  description: The ACH reference string.
                  example: ABC123456789
                  type: string
                amount:
                  description: >-
                    The source amount being transferred out of the source bank
                    account.
                  example: '100.00'
                  type: string
                currency:
                  description: >-
                    The source bank account currency. See [Supported Rails &
                    Currencies](/concepts/transfers/supported-rails).
                  enum:
                    - usd
                    - eur
                    - brl
                    - mxn
                  example: usd
                  type: string
                id:
                  description: The source bank account ID.
                  example: bankAccount_a1b2c3d4e5f6a7b8c9d0e1f2a3b4c5d6
                  pattern: ^bankAccount_[a-z0-9]+$
                  type: string
                network:
                  description: >-
                    The source bank account network. See [Supported Rails &
                    Currencies](/concepts/transfers/supported-rails).
                  enum:
                    - ach
                    - wire
                    - sepa
                    - pix
                    - swift
                    - spei
                  example: wire
                  type: string
                sepaReference:
                  description: The SEPA reference string.
                  example: ABC123456789
                  type: string
                type:
                  description: The source account type.
                  enum:
                    - bank_account
                  example: bank_account
                  type: string
                wireMessage:
                  description: The message included with the wire transfer.
                  example: Payment for invoice 12345
                  type: string
              required:
                - id
                - type
                - currency
                - network
                - amount
              title: Source Bank Account
              type: object
            - description: >-
                The source of an off ramp transfer. See
                [Wallets](/concepts/transfers/wallets) for registration.
              properties:
                amount:
                  description: >-
                    The source amount being transferred out of the source
                    wallet.
                  example: '100.00'
                  type: string
                currency:
                  description: >-
                    The source wallet currency. See [Supported Rails &
                    Currencies](/concepts/transfers/supported-rails).
                  enum:
                    - usdc
                    - usdt
                    - eurc
                  example: usdc
                  type: string
                id:
                  description: The source wallet ID.
                  example: wallet_d4e5f6a7b8c9d0e1f2a3b4c5d6e7f8a9b0c1
                  pattern: ^wallet_[a-z0-9]+$
                  type: string
                network:
                  description: >-
                    The source wallet network. See [Supported Rails &
                    Currencies](/concepts/transfers/supported-rails).
                  enum:
                    - sol
                    - fogo
                    - ethereum
                    - arbitrum
                    - polygon
                    - base
                    - avalanche
                    - sui
                    - noble
                    - sei
                    - tron
                    - starknet
                    - aptos
                    - hyperliquid
                  example: sol
                  type: string
                type:
                  description: The source type.
                  enum:
                    - wallet
                  example: wallet
                  type: string
              required:
                - id
                - type
                - currency
                - network
                - amount
              title: Source Wallet
              type: object
        status:
          description: >-
            The transfer status. See [Transfer
            Lifecycle](/concepts/transfers/lifecycle) for status definitions and
            transitions.
          enum:
            - pendingFunding
            - pendingReview
            - fundsReceived
            - processing
            - succeeded
            - undeliverable
            - returned
            - pendingRefundInformation
            - failed
            - canceled
            - refunded
            - unexpectedError
            - failedPrecondition
            - expired
            - unfunded
          example: pendingFunding
          type: string
          x-enumNames:
            - PENDING_FUNDING
            - PENDING_REVIEW
            - FUNDS_RECEIVED
            - PROCESSING
            - SUCCEEDED
            - UNDELIVERABLE
            - RETURNED
            - PENDING_REFUND_INFO
            - FAILED
            - CANCELED
            - REFUNDED
            - UNEXPECTED_ERROR
            - FAILED_PRECONDITION
            - EXPIRED
            - UNFUNDED
        statusHistory:
          description: >-
            Timeline of status transitions for this transfer, ascending by
            transitionedAt.
          example:
            - status: pendingFunding
              transitionedAt: '2026-06-20T14:03:21.000Z'
            - status: processing
              transitionedAt: '2026-06-20T14:05:10.000Z'
          items:
            description: A single transfer status transition.
            properties:
              status:
                enum:
                  - pendingFunding
                  - pendingReview
                  - fundsReceived
                  - processing
                  - succeeded
                  - undeliverable
                  - returned
                  - pendingRefundInformation
                  - failed
                  - canceled
                  - refunded
                  - unexpectedError
                  - failedPrecondition
                  - expired
                  - unfunded
                type: string
                x-enumNames:
                  - PENDING_FUNDING
                  - PENDING_REVIEW
                  - FUNDS_RECEIVED
                  - PROCESSING
                  - SUCCEEDED
                  - UNDELIVERABLE
                  - RETURNED
                  - PENDING_REFUND_INFO
                  - FAILED
                  - CANCELED
                  - REFUNDED
                  - UNEXPECTED_ERROR
                  - FAILED_PRECONDITION
                  - EXPIRED
                  - UNFUNDED
              transitionedAt:
                description: ISO 8601 timestamp of when the transfer entered this status.
                example: '2026-06-20T14:05:10.000Z'
                format: date-time
                type: string
            required:
              - status
              - transitionedAt
            title: Transfer Status History Entry
            type: object
          type: array
        tracking:
          description: >-
            Tracking references for the transfer. Only included when at least
            one reference exists.
          properties:
            destination:
              description: Tracking references for the destination side of the transfer.
              properties:
                imad:
                  description: >-
                    The Input Message Accountability Data (IMAD) assigned by the
                    Federal Reserve to uniquely identify a wire transfer.
                  example: 20250224MMQFMP0B000012
                  type: string
                omad:
                  description: The OMAD of a wire transfer (offramp WIRE only).
                  example: '123456789012345678901234'
                  type: string
                speiTrackingKey:
                  description: >-
                    The SPEI clave de rastreo assigned to track a SPEI transfer
                    in Mexico. Present on the source side of MXN pay-ins.
                  example: CR20260716TITAN0000000000000000001
                  type: string
                traceNumber:
                  description: >-
                    The ACH trace number assigned by the originating bank to
                    track the transfer through the ACH network.
                  example: '021000021234567'
                  type: string
                transactionId:
                  description: The on-chain transaction hash.
                  example: >-
                    4a5b6c7d8e9f0a1b2c3d4e5f6a7b8c9d0e1f2a3b4c5d6e7f8a9b0c1d2e3f4a5b
                  type: string
                uetr:
                  description: >-
                    The Unique End-to-End Transaction Reference (UETR) assigned
                    to track a SEPA or SWIFT transfer.
                  example: 097B365480122XK9
                  type: string
              type: object
            source:
              description: Tracking references for the source side of the transfer.
              properties:
                imad:
                  description: >-
                    The Input Message Accountability Data (IMAD) assigned by the
                    Federal Reserve to uniquely identify a wire transfer.
                  example: 20250224MMQFMP0B000012
                  type: string
                omad:
                  description: The OMAD of a wire transfer (offramp WIRE only).
                  example: '123456789012345678901234'
                  type: string
                speiTrackingKey:
                  description: >-
                    The SPEI clave de rastreo assigned to track a SPEI transfer
                    in Mexico. Present on the source side of MXN pay-ins.
                  example: CR20260716TITAN0000000000000000001
                  type: string
                traceNumber:
                  description: >-
                    The ACH trace number assigned by the originating bank to
                    track the transfer through the ACH network.
                  example: '021000021234567'
                  type: string
                transactionId:
                  description: The on-chain transaction hash.
                  example: >-
                    4a5b6c7d8e9f0a1b2c3d4e5f6a7b8c9d0e1f2a3b4c5d6e7f8a9b0c1d2e3f4a5b
                  type: string
                uetr:
                  description: >-
                    The Unique End-to-End Transaction Reference (UETR) assigned
                    to track a SEPA or SWIFT transfer.
                  example: 097B365480122XK9
                  type: string
              type: object
          type: object
        type:
          description: The transfer type.
          enum:
            - on_ramp
            - off_ramp
            - fiat_to_fiat
            - unmatched_deposit
            - microdeposit
          example: on_ramp
          type: string
        updated:
          description: The last datetime the transfer was updated.
          example: '2021-01-01T00:00:00.000Z'
          format: date-time
          type: string
      required:
        - id
        - type
        - status
        - statusHistory
        - customer
        - source
        - destination
        - depositAccount
        - updated
        - created
      type: object
    ProblemDetailsDto:
      properties:
        code:
          type: string
        correlationId:
          type: string
        detail:
          type: string
        errors:
          items:
            properties:
              detail:
                type: string
              header:
                type: string
              parameter:
                type: string
              pointer:
                type: string
            required:
              - detail
            type: object
          type: array
        status:
          type: integer
        title:
          type: string
      required:
        - status
        - detail
      type: object
  securitySchemes:
    bearer:
      bearerFormat: JWT
      scheme: bearer
      type: http

````