> ## Documentation Index
> Fetch the complete documentation index at: https://docs.spherepay.co/llms.txt
> Use this file to discover all available pages before exploring further.

# Retrieve an Onramper Account by ID

> Retrieve a virtual account by its ID.

Use this endpoint to retrieve a single Onramper Account by its ID. The response includes the deposit instructions you need to share with your customer, the destination wallet address where converted stablecoins are delivered, the active/inactive status, and the fee configuration.


## OpenAPI

````yaml openapi/spherepay.yaml GET /v2/virtual-account/{virtualAccountId}
openapi: 3.0.0
info:
  title: ''
  description: ''
  version: 1.0.0
  contact: {}
servers:
  - url: https://api.spherepay.co
    description: Production
security:
  - bearer: []
tags: []
paths:
  /v2/virtual-account/{virtualAccountId}:
    get:
      summary: Get a Virtual Account
      description: Retrieve a virtual account by its ID.
      parameters:
        - name: virtualAccountId
          required: true
          in: path
          schema:
            type: string
      responses:
        '200':
          description: ''
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/VirtualAccountResponseDto'
        '400':
          description: Bad Request
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ProblemDetailsDto'
              examples:
                Bad Request:
                  summary: Bad Request
                  value:
                    status: 400
                    detail: Invalid request parameters
                    code: address/invalid
                    correlationId: 28c61e885c6e5eaa78c1a2183a9b883c
        '404':
          description: Not Found
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ProblemDetailsDto'
              examples:
                Not Found:
                  summary: Not Found
                  value:
                    status: 404
                    detail: Resource not found
                    code: resource/not-found
                    correlationId: 28c61e885c6e5eaa78c1a2183a9b883c
        '422':
          description: Unprocessable Entity - Validation Error
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ProblemDetailsDto'
              examples:
                Validation Error:
                  summary: Validation Error
                  value:
                    status: 422
                    detail: Validation failed
                    code: validation/failed
                    correlationId: 28c61e885c6e5eaa78c1a2183a9b883c
                    errors:
                      - detail: Invalid email format
                        pointer: /email
                      - detail: Name is required
                        pointer: /name
components:
  schemas:
    VirtualAccountResponseDto:
      type: object
      properties:
        id:
          description: Unique identifier for the virtual account.
          example: virtualAccount_a1b2c3d4e5f6a7b8c9d0e1f2a3b4c5d6
          type: string
        customer:
          description: The customer ID who owns the virtual account.
          example: customer_b2c3d4e5f6a7b8c9d0e1f2a3b4c5d6e7
          type: string
        active:
          description: >-
            Whether the virtual account is currently active and accepting
            deposits.
          example: true
          type: boolean
        depositInstructions:
          description: >-
            Bank account details that depositors should use to send fiat funds
            into the virtual account.
          type: object
          properties:
            currency:
              description: >-
                The fiat currency accepted for deposits into the virtual
                account.
              example: usd
              type: string
              enum:
                - usd
                - eur
            bankName:
              description: Name of the bank holding the virtual account.
              example: Lead Bank
              type: string
            bankAddress:
              description: Address of the bank holding the virtual account.
              example: 1801 Main St, Kansas City, MO 64108
              type: string
            bankAccountNumber:
              description: >-
                Bank account number for deposits (USD accounts). Null for EUR
                accounts.
              example: '9876543210'
              type: string
              nullable: true
            bankRoutingNumber:
              description: >-
                Bank routing number for deposits (USD accounts). Null for EUR
                accounts.
              example: '021000089'
              type: string
              nullable: true
            bankBeneficiaryName:
              description: Name of the beneficiary on the account.
              example: Bridge Financial Inc.
              type: string
            bankBeneficiaryAddress:
              description: Address of the beneficiary on the account.
              example: 123 Finance St, San Francisco, CA 94105
              type: string
            iban:
              description: IBAN for deposits (EUR accounts). Null for USD accounts.
              example: DE89370400440532013000
              type: string
              nullable: true
            bic:
              description: >-
                BIC/SWIFT code for deposits (EUR accounts). Null for USD
                accounts.
              example: COBADEFFXXX
              type: string
              nullable: true
          required:
            - currency
            - bankName
            - bankAddress
            - bankAccountNumber
            - bankRoutingNumber
            - bankBeneficiaryName
            - bankBeneficiaryAddress
            - iban
            - bic
        destination:
          description: The crypto destination where converted funds are sent after deposit.
          type: object
          properties:
            currency:
              description: The crypto currency deposited funds are converted into.
              example: usdc
              type: string
              enum:
                - usdc
                - usdt
                - eurc
            walletAddress:
              description: The on-chain wallet address where converted crypto is sent.
              example: '0x4838B106FCe9647Bdf1E7877BF73cE8B0BAD5f97'
              type: string
            network:
              description: The blockchain network the destination wallet is on.
              example: ethereum
              type: string
              enum:
                - arbitrum
                - avalanche
                - base
                - ethereum
                - polygon
                - sol
                - tron
          required:
            - currency
            - walletAddress
            - network
        fee:
          description: >-
            Fee breakdown for the virtual account, including integrator and
            platform fees.
          type: object
          properties:
            totalBpsRate:
              description: >-
                Total fee rate in basis points (integrator + platform). 1 bps =
                0.01%.
              example: '130'
              type: string
            integratorFee:
              description: Fee charged by the integrator.
              type: object
              properties:
                bpsRate:
                  description: Integrator fee rate in basis points (1 bps = 0.01%).
                  example: '100'
                  type: string
              required:
                - bpsRate
            platformFee:
              description: Fee charged by the platform.
              type: object
              properties:
                bpsRate:
                  description: Platform fee rate in basis points (1 bps = 0.01%).
                  example: '30'
                  type: string
              required:
                - bpsRate
          required:
            - totalBpsRate
            - integratorFee
            - platformFee
        created:
          description: Timestamp when the virtual account was created (ISO 8601).
          example: '2025-01-15T10:30:00.000Z'
          type: string
        updated:
          description: Timestamp when the virtual account was last updated (ISO 8601).
          example: '2025-01-15T12:00:00.000Z'
          type: string
      required:
        - id
        - active
        - depositInstructions
        - destination
        - created
        - updated
    ProblemDetailsDto:
      type: object
      properties:
        title:
          type: string
        status:
          type: integer
        detail:
          type: string
        code:
          type: string
        errors:
          type: array
          items:
            type: object
            properties:
              detail:
                type: string
              pointer:
                type: string
              parameter:
                type: string
              header:
                type: string
            required:
              - detail
        correlationId:
          type: string
      required:
        - status
        - detail
  securitySchemes:
    bearer:
      scheme: bearer
      bearerFormat: JWT
      type: http

````