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    <loc>https://docs.spherepay.co/concepts/automation/onramper-accounts</loc>
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    <loc>https://docs.spherepay.co/concepts/operational/rate-limits</loc>
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    <loc>https://docs.spherepay.co/concepts/reference/prohibited-countries</loc>
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  <url>
    <loc>https://docs.spherepay.co/concepts/reference/supported-assets</loc>
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    <loc>https://docs.spherepay.co/concepts/reference/supported-countries</loc>
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    <loc>https://docs.spherepay.co/concepts/transfers/lifecycle</loc>
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  <url>
    <loc>https://docs.spherepay.co/concepts/webhooks/event-catalog</loc>
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    <loc>https://docs.spherepay.co/concepts/webhooks/event-payloads</loc>
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    <loc>https://docs.spherepay.co/concepts/webhooks/events-and-replays</loc>
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    <loc>https://docs.spherepay.co/concepts/webhooks/managing-endpoints</loc>
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    <loc>https://docs.spherepay.co/es/api-reference/bank-account/delete-id</loc>
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  <url>
    <loc>https://docs.spherepay.co/es/api-reference/bank-account/get</loc>
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  <url>
    <loc>https://docs.spherepay.co/es/api-reference/bank-account/get-id</loc>
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  <url>
    <loc>https://docs.spherepay.co/es/api-reference/bank-account/patch-id</loc>
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  <url>
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    <loc>https://docs.spherepay.co/es/api-reference/customer/get-id</loc>
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  <url>
    <loc>https://docs.spherepay.co/es/api-reference/customer/kyc</loc>
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    <loc>https://docs.spherepay.co/es/api-reference/customer/kyc-link</loc>
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    <loc>https://docs.spherepay.co/es/api-reference/customer/patch-id</loc>
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  </url>

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    <loc>https://docs.spherepay.co/es/api-reference/offloader-wallet/get-id</loc>
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  <url>
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  <url>
    <loc>https://docs.spherepay.co/es/api-reference/quote/get</loc>
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  <url>
    <loc>https://docs.spherepay.co/es/api-reference/quote/get-id</loc>
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  <url>
    <loc>https://docs.spherepay.co/es/api-reference/quote/post</loc>
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  <url>
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  <url>
    <loc>https://docs.spherepay.co/es/api-reference/transfer/delete-id</loc>
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  </url>

  <url>
    <loc>https://docs.spherepay.co/es/api-reference/transfer/get</loc>
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  <url>
    <loc>https://docs.spherepay.co/es/api-reference/transfer/post</loc>
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  <url>
    <loc>https://docs.spherepay.co/es/api-reference/virtual-account/get</loc>
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  <url>
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    <loc>https://docs.spherepay.co/es/api-reference/wallet/delete-id</loc>
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    <loc>https://docs.spherepay.co/es/api-reference/wallet/get</loc>
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    <loc>https://docs.spherepay.co/es/api-reference/wallet/get-id</loc>
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  <url>
    <loc>https://docs.spherepay.co/es/api-reference/wallet/post</loc>
    <lastmod>2026-06-20T09:49:23.025Z</lastmod>
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  <url>
    <loc>https://docs.spherepay.co/es/changelog</loc>
    <lastmod>2026-08-24T14:24:26.567Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/es/concepts/automation/offloader-wallets</loc>
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  <url>
    <loc>https://docs.spherepay.co/es/concepts/automation/onramper-accounts</loc>
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  <url>
    <loc>https://docs.spherepay.co/es/concepts/onboarding/business-kyb</loc>
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    <loc>https://docs.spherepay.co/es/concepts/onboarding/identification-types</loc>
    <lastmod>2026-08-24T14:24:26.569Z</lastmod>
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  <url>
    <loc>https://docs.spherepay.co/es/concepts/onboarding/individual-kyc</loc>
    <lastmod>2026-08-24T14:24:26.558Z</lastmod>
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  <url>
    <loc>https://docs.spherepay.co/es/concepts/onboarding/kyc-via-link</loc>
    <lastmod>2026-08-24T14:24:26.565Z</lastmod>
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  <url>
    <loc>https://docs.spherepay.co/es/concepts/onboarding/overview</loc>
    <lastmod>2026-08-24T14:24:26.565Z</lastmod>
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  <url>
    <loc>https://docs.spherepay.co/es/concepts/onboarding/verification-profile</loc>
    <lastmod>2026-08-24T14:24:26.570Z</lastmod>
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  <url>
    <loc>https://docs.spherepay.co/es/concepts/operational/rate-limits</loc>
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  <url>
    <loc>https://docs.spherepay.co/es/concepts/overview</loc>
    <lastmod>2026-06-18T02:06:48.499Z</lastmod>
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  <url>
    <loc>https://docs.spherepay.co/es/concepts/reference/channel-codes</loc>
    <lastmod>2026-06-23T14:27:31.201Z</lastmod>
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  <url>
    <loc>https://docs.spherepay.co/es/concepts/reference/prohibited-countries</loc>
    <lastmod>2026-06-18T02:06:48.499Z</lastmod>
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  <url>
    <loc>https://docs.spherepay.co/es/concepts/reference/supported-assets</loc>
    <lastmod>2026-06-18T02:06:48.497Z</lastmod>
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  <url>
    <loc>https://docs.spherepay.co/es/concepts/reference/supported-countries</loc>
    <lastmod>2026-06-18T02:06:48.501Z</lastmod>
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  <url>
    <loc>https://docs.spherepay.co/es/concepts/transfers/bank-accounts</loc>
    <lastmod>2026-06-18T02:00:00.058Z</lastmod>
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  <url>
    <loc>https://docs.spherepay.co/es/concepts/transfers/lifecycle</loc>
    <lastmod>2026-08-11T20:57:01.806Z</lastmod>
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  <url>
    <loc>https://docs.spherepay.co/es/concepts/transfers/overview</loc>
    <lastmod>2026-07-31T15:25:17.821Z</lastmod>
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  <url>
    <loc>https://docs.spherepay.co/es/concepts/transfers/supported-rails</loc>
    <lastmod>2026-08-17T20:38:22.438Z</lastmod>
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  <url>
    <loc>https://docs.spherepay.co/es/concepts/transfers/wallets</loc>
    <lastmod>2026-06-18T02:06:48.567Z</lastmod>
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  <url>
    <loc>https://docs.spherepay.co/es/concepts/webhooks/event-catalog</loc>
    <lastmod>2026-08-11T20:57:01.802Z</lastmod>
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  <url>
    <loc>https://docs.spherepay.co/es/concepts/webhooks/event-payloads</loc>
    <lastmod>2026-08-11T20:57:01.803Z</lastmod>
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  <url>
    <loc>https://docs.spherepay.co/es/concepts/webhooks/events-and-replays</loc>
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  <url>
    <loc>https://docs.spherepay.co/es/concepts/webhooks/managing-endpoints</loc>
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  <url>
    <loc>https://docs.spherepay.co/es/concepts/webhooks/overview</loc>
    <lastmod>2026-08-11T20:57:01.805Z</lastmod>
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  <url>
    <loc>https://docs.spherepay.co/es/concepts/webhooks/verifying-signatures</loc>
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  <url>
    <loc>https://docs.spherepay.co/es/get-started/authentication</loc>
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  <url>
    <loc>https://docs.spherepay.co/es/get-started/first-api-call</loc>
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  <url>
    <loc>https://docs.spherepay.co/es/get-started/how-it-works</loc>
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  <url>
    <loc>https://docs.spherepay.co/es/get-started/openapi-spec</loc>
    <lastmod>2026-06-18T02:06:48.542Z</lastmod>
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  <url>
    <loc>https://docs.spherepay.co/es/implementation-guides/first-party-flows</loc>
    <lastmod>2026-06-18T02:06:48.537Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/es/implementation-guides/overview</loc>
    <lastmod>2026-06-18T02:06:48.541Z</lastmod>
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  <url>
    <loc>https://docs.spherepay.co/es/implementation-guides/third-party-flows</loc>
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  <url>
    <loc>https://docs.spherepay.co/es/introduction</loc>
    <lastmod>2026-06-18T02:06:48.539Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/es/solutions/cross-border-trade-finance</loc>
    <lastmod>2026-06-18T02:06:48.540Z</lastmod>
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  <url>
    <loc>https://docs.spherepay.co/es/solutions/overview</loc>
    <lastmod>2026-06-18T02:06:48.538Z</lastmod>
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  <url>
    <loc>https://docs.spherepay.co/es/solutions/payment-acceptance</loc>
    <lastmod>2026-06-18T02:06:48.603Z</lastmod>
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  <url>
    <loc>https://docs.spherepay.co/es/solutions/payroll</loc>
    <lastmod>2026-06-18T02:00:00.405Z</lastmod>
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  <url>
    <loc>https://docs.spherepay.co/es/solutions/trading</loc>
    <lastmod>2026-06-23T14:27:31.252Z</lastmod>
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  <url>
    <loc>https://docs.spherepay.co/es/solutions/treasury-management</loc>
    <lastmod>2026-06-18T02:00:00.401Z</lastmod>
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  <url>
    <loc>https://docs.spherepay.co/get-started/authentication</loc>
    <lastmod>2026-05-12T14:56:56.519Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/get-started/first-api-call</loc>
    <lastmod>2026-05-12T14:21:06.829Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/get-started/how-it-works</loc>
    <lastmod>2026-05-12T03:37:19.718Z</lastmod>
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  <url>
    <loc>https://docs.spherepay.co/get-started/openapi-spec</loc>
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  <url>
    <loc>https://docs.spherepay.co/implementation-guides/first-party-flows</loc>
    <lastmod>2026-06-18T02:00:00.464Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/implementation-guides/overview</loc>
    <lastmod>2026-06-18T02:00:00.462Z</lastmod>
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  <url>
    <loc>https://docs.spherepay.co/implementation-guides/third-party-flows</loc>
    <lastmod>2026-07-31T15:25:17.801Z</lastmod>
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  <url>
    <loc>https://docs.spherepay.co/introduction</loc>
    <lastmod>2026-06-05T04:36:52.765Z</lastmod>
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  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/bank-account/delete-id</loc>
    <lastmod>2026-06-18T02:06:48.599Z</lastmod>
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  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/bank-account/get</loc>
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  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/bank-account/get-id</loc>
    <lastmod>2026-06-18T02:06:48.602Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/bank-account/patch-id</loc>
    <lastmod>2026-07-02T17:18:47.796Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/bank-account/post</loc>
    <lastmod>2026-06-18T02:06:48.596Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/business-representative/delete-id</loc>
    <lastmod>2026-06-18T02:06:48.593Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/business-representative/get</loc>
    <lastmod>2026-08-24T14:24:26.505Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/business-representative/get-id</loc>
    <lastmod>2026-06-18T02:06:48.592Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/business-representative/patch-id</loc>
    <lastmod>2026-08-24T14:24:26.500Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/business-representative/post</loc>
    <lastmod>2026-08-24T14:24:26.504Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/customer/get</loc>
    <lastmod>2026-07-02T17:18:47.793Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/customer/get-id</loc>
    <lastmod>2026-06-18T02:06:48.636Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/customer/kyc</loc>
    <lastmod>2026-08-24T14:24:26.501Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/customer/kyc-link</loc>
    <lastmod>2026-08-24T14:24:26.506Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/customer/patch-id</loc>
    <lastmod>2026-08-24T14:24:26.503Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/customer/post</loc>
    <lastmod>2026-08-24T14:24:26.503Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/document/post</loc>
    <lastmod>2026-08-19T23:08:53.217Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/enhanced-due-diligence/face-verification-link</loc>
    <lastmod>2026-06-18T02:06:48.629Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/enhanced-due-diligence/send-verification-code</loc>
    <lastmod>2026-06-18T02:06:48.668Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/enhanced-due-diligence/tos</loc>
    <lastmod>2026-06-18T02:06:48.664Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/enhanced-due-diligence/ubo-face-verification-link</loc>
    <lastmod>2026-06-18T02:06:48.664Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/enhanced-due-diligence/verify-verification-code</loc>
    <lastmod>2026-06-18T02:06:48.665Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/offloader-wallet/get</loc>
    <lastmod>2026-06-18T02:06:48.663Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/offloader-wallet/get-id</loc>
    <lastmod>2026-06-18T02:06:48.667Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/offloader-wallet/patch-id</loc>
    <lastmod>2026-07-31T15:25:17.800Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/offloader-wallet/post</loc>
    <lastmod>2026-06-18T02:06:48.668Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/quote/get</loc>
    <lastmod>2026-06-18T02:06:48.660Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/quote/get-id</loc>
    <lastmod>2026-06-18T02:06:48.661Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/quote/post</loc>
    <lastmod>2026-06-18T02:06:48.699Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/quote/put-id</loc>
    <lastmod>2026-06-18T02:06:48.701Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/transfer/delete-id</loc>
    <lastmod>2026-06-18T02:06:48.695Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/transfer/get</loc>
    <lastmod>2026-06-18T02:06:48.701Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/transfer/get-id</loc>
    <lastmod>2026-06-18T02:06:48.697Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/transfer/post</loc>
    <lastmod>2026-06-18T02:06:48.700Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/virtual-account/deactivate</loc>
    <lastmod>2026-06-18T02:06:48.696Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/virtual-account/get</loc>
    <lastmod>2026-06-18T02:06:48.694Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/virtual-account/get-id</loc>
    <lastmod>2026-06-18T02:06:48.696Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/virtual-account/list-transfers</loc>
    <lastmod>2026-07-02T17:18:48.420Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/virtual-account/patch</loc>
    <lastmod>2026-06-18T02:06:48.736Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/virtual-account/post</loc>
    <lastmod>2026-06-18T02:06:48.734Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/virtual-account/reactivate</loc>
    <lastmod>2026-06-18T02:06:48.729Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/wallet/delete-id</loc>
    <lastmod>2026-06-18T02:06:48.735Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/wallet/get</loc>
    <lastmod>2026-06-18T02:06:48.731Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/wallet/get-id</loc>
    <lastmod>2026-06-18T02:06:48.728Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/wallet/post</loc>
    <lastmod>2026-06-18T02:06:48.727Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/changelog</loc>
    <lastmod>2026-08-24T14:24:25.615Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/concepts/automation/offloader-wallets</loc>
    <lastmod>2026-08-17T20:38:22.433Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/concepts/automation/onramper-accounts</loc>
    <lastmod>2026-06-18T02:00:00.615Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/concepts/onboarding/business-kyb</loc>
    <lastmod>2026-08-24T14:24:25.610Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/concepts/onboarding/identification-types</loc>
    <lastmod>2026-08-24T14:24:25.612Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/concepts/onboarding/individual-kyc</loc>
    <lastmod>2026-08-24T14:24:25.610Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/concepts/onboarding/kyc-via-link</loc>
    <lastmod>2026-08-24T14:24:25.611Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/concepts/onboarding/overview</loc>
    <lastmod>2026-08-24T14:24:25.613Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/concepts/onboarding/verification-profile</loc>
    <lastmod>2026-08-24T14:24:25.614Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/concepts/operational/rate-limits</loc>
    <lastmod>2026-06-18T02:06:48.765Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/concepts/overview</loc>
    <lastmod>2026-06-18T02:06:48.767Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/concepts/reference/channel-codes</loc>
    <lastmod>2026-06-23T14:27:31.405Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/concepts/reference/prohibited-countries</loc>
    <lastmod>2026-06-18T02:00:00.985Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/concepts/reference/supported-assets</loc>
    <lastmod>2026-06-18T02:06:48.766Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/concepts/reference/supported-countries</loc>
    <lastmod>2026-06-18T02:06:48.771Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/concepts/transfers/bank-accounts</loc>
    <lastmod>2026-06-18T02:00:00.982Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/concepts/transfers/lifecycle</loc>
    <lastmod>2026-08-11T20:57:00.669Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/concepts/transfers/overview</loc>
    <lastmod>2026-07-31T15:25:17.799Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/concepts/transfers/supported-rails</loc>
    <lastmod>2026-08-17T20:38:22.434Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/concepts/transfers/wallets</loc>
    <lastmod>2026-06-18T02:06:48.765Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/concepts/webhooks/event-catalog</loc>
    <lastmod>2026-08-11T20:57:00.683Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/concepts/webhooks/event-payloads</loc>
    <lastmod>2026-08-11T20:57:00.667Z</lastmod>
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  <url>
    <loc>https://docs.spherepay.co/pt-BR/concepts/webhooks/events-and-replays</loc>
    <lastmod>2026-08-11T20:57:00.668Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/concepts/webhooks/managing-endpoints</loc>
    <lastmod>2026-08-11T20:57:00.666Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/concepts/webhooks/overview</loc>
    <lastmod>2026-08-11T20:57:00.668Z</lastmod>
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  <url>
    <loc>https://docs.spherepay.co/pt-BR/concepts/webhooks/verifying-signatures</loc>
    <lastmod>2026-08-11T20:57:00.684Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/get-started/authentication</loc>
    <lastmod>2026-06-18T02:00:00.977Z</lastmod>
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  <url>
    <loc>https://docs.spherepay.co/pt-BR/get-started/first-api-call</loc>
    <lastmod>2026-06-18T02:00:01.033Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/get-started/how-it-works</loc>
    <lastmod>2026-06-18T02:00:01.036Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/get-started/openapi-spec</loc>
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