<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:news="http://www.google.com/schemas/sitemap-news/0.9" xmlns:xhtml="http://www.w3.org/1999/xhtml" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1" xmlns:video="http://www.google.com/schemas/sitemap-video/1.1">
    
  <url>
    <loc>https://docs.spherepay.co/api-reference/bank-account/delete-id</loc>
    <lastmod>2026-06-16T23:58:01.491Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/api-reference/bank-account/get</loc>
    <lastmod>2026-06-16T23:58:01.493Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/api-reference/bank-account/get-id</loc>
    <lastmod>2026-06-16T23:58:01.496Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/api-reference/bank-account/patch-id</loc>
    <lastmod>2026-06-16T23:58:01.490Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/api-reference/bank-account/post</loc>
    <lastmod>2026-06-16T23:58:01.495Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/api-reference/business-representative/delete-id</loc>
    <lastmod>2026-06-16T23:58:01.491Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/api-reference/business-representative/get</loc>
    <lastmod>2026-06-16T23:58:01.493Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/api-reference/business-representative/get-id</loc>
    <lastmod>2026-06-16T23:58:01.492Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/api-reference/business-representative/patch-id</loc>
    <lastmod>2026-06-16T23:58:01.489Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/api-reference/business-representative/post</loc>
    <lastmod>2026-06-16T23:58:01.525Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/api-reference/customer/get</loc>
    <lastmod>2026-06-16T23:58:01.522Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/api-reference/customer/get-id</loc>
    <lastmod>2026-06-16T23:58:01.524Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/api-reference/customer/kyc</loc>
    <lastmod>2026-06-16T23:58:01.515Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/api-reference/customer/patch-id</loc>
    <lastmod>2026-06-16T23:58:01.516Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/api-reference/customer/post</loc>
    <lastmod>2026-06-16T23:58:01.521Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/api-reference/document/post</loc>
    <lastmod>2026-06-16T23:58:01.516Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/api-reference/enhanced-due-diligence/face-verification-link</loc>
    <lastmod>2026-06-16T23:58:01.523Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/api-reference/enhanced-due-diligence/send-verification-code</loc>
    <lastmod>2026-06-16T23:58:01.517Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/api-reference/enhanced-due-diligence/tos</loc>
    <lastmod>2026-06-16T23:58:01.520Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/api-reference/enhanced-due-diligence/ubo-face-verification-link</loc>
    <lastmod>2026-06-16T23:58:01.553Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/api-reference/enhanced-due-diligence/verify-verification-code</loc>
    <lastmod>2026-06-16T23:58:01.552Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/api-reference/offloader-wallet/get</loc>
    <lastmod>2026-06-16T23:58:01.548Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/api-reference/offloader-wallet/get-id</loc>
    <lastmod>2026-06-16T23:58:01.551Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/api-reference/offloader-wallet/patch-id</loc>
    <lastmod>2026-06-16T23:58:01.550Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/api-reference/offloader-wallet/post</loc>
    <lastmod>2026-06-16T23:58:01.549Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/api-reference/quote/get</loc>
    <lastmod>2026-06-16T23:58:01.548Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/api-reference/quote/get-id</loc>
    <lastmod>2026-06-16T23:58:01.547Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/api-reference/quote/post</loc>
    <lastmod>2026-06-16T23:58:01.546Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/api-reference/quote/put-id</loc>
    <lastmod>2026-06-16T23:58:01.546Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/api-reference/transfer/delete-id</loc>
    <lastmod>2026-06-16T23:58:01.583Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/api-reference/transfer/get</loc>
    <lastmod>2026-06-16T23:58:01.581Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/api-reference/transfer/get-id</loc>
    <lastmod>2026-06-16T23:58:01.582Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/api-reference/transfer/post</loc>
    <lastmod>2026-06-16T23:58:01.576Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/api-reference/virtual-account/deactivate</loc>
    <lastmod>2026-06-16T23:58:01.579Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/api-reference/virtual-account/get</loc>
    <lastmod>2026-06-16T23:58:01.579Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/api-reference/virtual-account/get-id</loc>
    <lastmod>2026-06-16T23:58:01.578Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/api-reference/virtual-account/list-transfers</loc>
    <lastmod>2026-06-16T23:58:01.577Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/api-reference/virtual-account/patch</loc>
    <lastmod>2026-06-16T23:58:01.575Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/api-reference/virtual-account/post</loc>
    <lastmod>2026-06-16T23:58:01.575Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/api-reference/virtual-account/reactivate</loc>
    <lastmod>2026-06-16T23:58:01.609Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/api-reference/wallet/delete-id</loc>
    <lastmod>2026-06-16T23:58:01.609Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/api-reference/wallet/get</loc>
    <lastmod>2026-06-16T23:58:01.607Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/api-reference/wallet/get-id</loc>
    <lastmod>2026-06-16T23:58:01.608Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/api-reference/wallet/post</loc>
    <lastmod>2026-06-16T23:58:01.605Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/changelog</loc>
    <lastmod>2026-06-05T05:00:05.328Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/concepts/automation/offloader-wallets</loc>
    <lastmod>2026-05-12T14:21:05.328Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/concepts/automation/onramper-accounts</loc>
    <lastmod>2026-05-12T14:21:05.331Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/concepts/onboarding/business-kyb</loc>
    <lastmod>2026-06-05T04:36:52.762Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/concepts/onboarding/identification-types</loc>
    <lastmod>2026-06-16T23:59:36.661Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/concepts/onboarding/individual-kyc</loc>
    <lastmod>2026-06-05T04:36:52.777Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/concepts/onboarding/kyc-via-link</loc>
    <lastmod>2026-06-05T04:36:52.764Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/concepts/onboarding/overview</loc>
    <lastmod>2026-05-12T12:13:10.655Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/concepts/onboarding/verification-profile</loc>
    <lastmod>2026-05-12T14:21:05.329Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/concepts/operational/rate-limits</loc>
    <lastmod>2026-05-12T03:37:19.683Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/concepts/overview</loc>
    <lastmod>2026-06-05T04:36:52.776Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/concepts/reference/channel-codes</loc>
    <lastmod>2026-05-12T03:37:19.686Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/concepts/reference/prohibited-countries</loc>
    <lastmod>2026-05-21T02:29:11.226Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/concepts/reference/supported-assets</loc>
    <lastmod>2026-05-12T03:37:19.688Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/concepts/reference/supported-countries</loc>
    <lastmod>2026-05-12T03:37:19.681Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/concepts/transfers/bank-accounts</loc>
    <lastmod>2026-05-12T14:21:06.156Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/concepts/transfers/lifecycle</loc>
    <lastmod>2026-05-12T14:21:06.154Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/concepts/transfers/overview</loc>
    <lastmod>2026-05-12T14:21:06.157Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/concepts/transfers/supported-rails</loc>
    <lastmod>2026-05-12T03:37:19.680Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/concepts/transfers/wallets</loc>
    <lastmod>2026-05-12T14:21:06.153Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/get-started/authentication</loc>
    <lastmod>2026-05-12T14:56:56.519Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/get-started/first-api-call</loc>
    <lastmod>2026-05-12T14:21:06.829Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/get-started/how-it-works</loc>
    <lastmod>2026-05-12T03:37:19.718Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/get-started/openapi-spec</loc>
    <lastmod>2026-06-05T04:36:52.760Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/introduction</loc>
    <lastmod>2026-06-05T04:36:52.765Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/solutions/cross-border-trade-finance</loc>
    <lastmod>2026-06-05T04:36:52.763Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/solutions/overview</loc>
    <lastmod>2026-06-05T04:36:52.761Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/solutions/payment-acceptance</loc>
    <lastmod>2026-06-05T04:36:52.759Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/solutions/payroll</loc>
    <lastmod>2026-06-05T04:36:52.778Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/solutions/trading</loc>
    <lastmod>2026-06-05T04:36:53.553Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/solutions/treasury-management</loc>
    <lastmod>2026-06-05T04:36:53.550Z</lastmod>
  </url>
</urlset>