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    <loc>https://docs.spherepay.co/es/concepts/reference/prohibited-countries</loc>
    <lastmod>2026-06-18T02:06:48.499Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/es/concepts/reference/supported-assets</loc>
    <lastmod>2026-06-18T02:06:48.497Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/es/concepts/reference/supported-countries</loc>
    <lastmod>2026-06-18T02:06:48.501Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/es/concepts/transfers/bank-accounts</loc>
    <lastmod>2026-06-18T02:00:00.058Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/es/concepts/transfers/lifecycle</loc>
    <lastmod>2026-06-18T02:00:00.059Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/es/concepts/transfers/overview</loc>
    <lastmod>2026-06-18T02:06:48.568Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/es/concepts/transfers/supported-rails</loc>
    <lastmod>2026-06-18T02:00:00.059Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/es/concepts/transfers/wallets</loc>
    <lastmod>2026-06-18T02:06:48.567Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/es/get-started/authentication</loc>
    <lastmod>2026-06-18T02:00:00.094Z</lastmod>
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  <url>
    <loc>https://docs.spherepay.co/es/get-started/first-api-call</loc>
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  <url>
    <loc>https://docs.spherepay.co/es/get-started/how-it-works</loc>
    <lastmod>2026-06-18T02:06:48.569Z</lastmod>
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  <url>
    <loc>https://docs.spherepay.co/es/get-started/openapi-spec</loc>
    <lastmod>2026-06-18T02:06:48.542Z</lastmod>
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  <url>
    <loc>https://docs.spherepay.co/es/implementation-guides/first-party-flows</loc>
    <lastmod>2026-06-18T02:06:48.537Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/es/implementation-guides/overview</loc>
    <lastmod>2026-06-18T02:06:48.541Z</lastmod>
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  <url>
    <loc>https://docs.spherepay.co/es/implementation-guides/third-party-flows</loc>
    <lastmod>2026-06-18T02:00:00.089Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/es/introduction</loc>
    <lastmod>2026-06-18T02:06:48.539Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/es/solutions/cross-border-trade-finance</loc>
    <lastmod>2026-06-18T02:06:48.540Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/es/solutions/overview</loc>
    <lastmod>2026-06-18T02:06:48.538Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/es/solutions/payment-acceptance</loc>
    <lastmod>2026-06-18T02:06:48.603Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/es/solutions/payroll</loc>
    <lastmod>2026-06-18T02:00:00.405Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/es/solutions/trading</loc>
    <lastmod>2026-06-18T02:06:48.604Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/es/solutions/treasury-management</loc>
    <lastmod>2026-06-18T02:00:00.401Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/get-started/authentication</loc>
    <lastmod>2026-05-12T14:56:56.519Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/get-started/first-api-call</loc>
    <lastmod>2026-05-12T14:21:06.829Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/get-started/how-it-works</loc>
    <lastmod>2026-05-12T03:37:19.718Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/get-started/openapi-spec</loc>
    <lastmod>2026-06-05T04:36:52.760Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/implementation-guides/first-party-flows</loc>
    <lastmod>2026-06-18T02:00:00.464Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/implementation-guides/overview</loc>
    <lastmod>2026-06-18T02:00:00.462Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/implementation-guides/third-party-flows</loc>
    <lastmod>2026-06-18T02:00:00.439Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/introduction</loc>
    <lastmod>2026-06-05T04:36:52.765Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/bank-account/delete-id</loc>
    <lastmod>2026-06-18T02:06:48.599Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/bank-account/get</loc>
    <lastmod>2026-06-18T02:06:48.597Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/bank-account/get-id</loc>
    <lastmod>2026-06-18T02:06:48.602Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/bank-account/patch-id</loc>
    <lastmod>2026-06-18T02:06:48.595Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/bank-account/post</loc>
    <lastmod>2026-06-18T02:06:48.596Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/business-representative/delete-id</loc>
    <lastmod>2026-06-18T02:06:48.593Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/business-representative/get</loc>
    <lastmod>2026-06-18T02:06:48.631Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/business-representative/get-id</loc>
    <lastmod>2026-06-18T02:06:48.592Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/business-representative/patch-id</loc>
    <lastmod>2026-06-18T02:06:48.635Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/business-representative/post</loc>
    <lastmod>2026-06-18T02:06:48.637Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/customer/get</loc>
    <lastmod>2026-06-18T02:06:48.634Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/customer/get-id</loc>
    <lastmod>2026-06-18T02:06:48.636Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/customer/kyc</loc>
    <lastmod>2026-06-18T02:06:48.632Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/customer/patch-id</loc>
    <lastmod>2026-06-18T02:06:48.631Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/customer/post</loc>
    <lastmod>2026-06-18T02:06:48.633Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/document/post</loc>
    <lastmod>2026-06-18T02:06:48.630Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/enhanced-due-diligence/face-verification-link</loc>
    <lastmod>2026-06-18T02:06:48.629Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/enhanced-due-diligence/send-verification-code</loc>
    <lastmod>2026-06-18T02:06:48.668Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/enhanced-due-diligence/tos</loc>
    <lastmod>2026-06-18T02:06:48.664Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/enhanced-due-diligence/ubo-face-verification-link</loc>
    <lastmod>2026-06-18T02:06:48.664Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/enhanced-due-diligence/verify-verification-code</loc>
    <lastmod>2026-06-18T02:06:48.665Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/offloader-wallet/get</loc>
    <lastmod>2026-06-18T02:06:48.663Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/offloader-wallet/get-id</loc>
    <lastmod>2026-06-18T02:06:48.667Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/offloader-wallet/patch-id</loc>
    <lastmod>2026-06-18T02:06:48.662Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/offloader-wallet/post</loc>
    <lastmod>2026-06-18T02:06:48.668Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/quote/get</loc>
    <lastmod>2026-06-18T02:06:48.660Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/quote/get-id</loc>
    <lastmod>2026-06-18T02:06:48.661Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/quote/post</loc>
    <lastmod>2026-06-18T02:06:48.699Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/quote/put-id</loc>
    <lastmod>2026-06-18T02:06:48.701Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/transfer/delete-id</loc>
    <lastmod>2026-06-18T02:06:48.695Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/transfer/get</loc>
    <lastmod>2026-06-18T02:06:48.701Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/transfer/get-id</loc>
    <lastmod>2026-06-18T02:06:48.697Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/transfer/post</loc>
    <lastmod>2026-06-18T02:06:48.700Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/virtual-account/deactivate</loc>
    <lastmod>2026-06-18T02:06:48.696Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/virtual-account/get</loc>
    <lastmod>2026-06-18T02:06:48.694Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/virtual-account/get-id</loc>
    <lastmod>2026-06-18T02:06:48.696Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/virtual-account/list-transfers</loc>
    <lastmod>2026-06-18T02:06:48.693Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/virtual-account/patch</loc>
    <lastmod>2026-06-18T02:06:48.736Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/virtual-account/post</loc>
    <lastmod>2026-06-18T02:06:48.734Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/virtual-account/reactivate</loc>
    <lastmod>2026-06-18T02:06:48.729Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/wallet/delete-id</loc>
    <lastmod>2026-06-18T02:06:48.735Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/wallet/get</loc>
    <lastmod>2026-06-18T02:06:48.731Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/wallet/get-id</loc>
    <lastmod>2026-06-18T02:06:48.728Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/api-reference/wallet/post</loc>
    <lastmod>2026-06-18T02:06:48.727Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/changelog</loc>
    <lastmod>2026-06-18T02:06:48.730Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/concepts/automation/offloader-wallets</loc>
    <lastmod>2026-06-18T02:00:00.614Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/concepts/automation/onramper-accounts</loc>
    <lastmod>2026-06-18T02:00:00.615Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/concepts/onboarding/business-kyb</loc>
    <lastmod>2026-06-18T02:06:48.726Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/concepts/onboarding/identification-types</loc>
    <lastmod>2026-06-18T02:06:48.732Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/concepts/onboarding/individual-kyc</loc>
    <lastmod>2026-06-18T02:00:00.611Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/concepts/onboarding/kyc-via-link</loc>
    <lastmod>2026-06-18T02:06:48.770Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/concepts/onboarding/overview</loc>
    <lastmod>2026-06-18T02:06:48.771Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/concepts/onboarding/verification-profile</loc>
    <lastmod>2026-06-18T02:00:00.609Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/concepts/operational/rate-limits</loc>
    <lastmod>2026-06-18T02:06:48.765Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/concepts/overview</loc>
    <lastmod>2026-06-18T02:06:48.767Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/concepts/reference/channel-codes</loc>
    <lastmod>2026-06-18T02:06:48.764Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/concepts/reference/prohibited-countries</loc>
    <lastmod>2026-06-18T02:00:00.985Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/concepts/reference/supported-assets</loc>
    <lastmod>2026-06-18T02:06:48.766Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/concepts/reference/supported-countries</loc>
    <lastmod>2026-06-18T02:06:48.771Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/concepts/transfers/bank-accounts</loc>
    <lastmod>2026-06-18T02:00:00.982Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/concepts/transfers/lifecycle</loc>
    <lastmod>2026-06-18T02:00:00.981Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/concepts/transfers/overview</loc>
    <lastmod>2026-06-18T02:06:48.762Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/concepts/transfers/supported-rails</loc>
    <lastmod>2026-06-18T02:00:00.976Z</lastmod>
  </url>

  <url>
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    <lastmod>2026-06-18T02:06:48.765Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/get-started/authentication</loc>
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  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/get-started/first-api-call</loc>
    <lastmod>2026-06-18T02:00:01.033Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/get-started/how-it-works</loc>
    <lastmod>2026-06-18T02:00:01.036Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/get-started/openapi-spec</loc>
    <lastmod>2026-06-18T02:00:01.027Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/implementation-guides/first-party-flows</loc>
    <lastmod>2026-06-18T02:06:48.797Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/implementation-guides/overview</loc>
    <lastmod>2026-06-18T02:00:01.026Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/implementation-guides/third-party-flows</loc>
    <lastmod>2026-06-18T02:00:01.020Z</lastmod>
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  <url>
    <loc>https://docs.spherepay.co/pt-BR/introduction</loc>
    <lastmod>2026-06-18T02:06:48.793Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/solutions/cross-border-trade-finance</loc>
    <lastmod>2026-06-18T02:06:48.795Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/solutions/overview</loc>
    <lastmod>2026-06-18T02:06:48.794Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/solutions/payment-acceptance</loc>
    <lastmod>2026-06-18T02:06:48.796Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/solutions/payroll</loc>
    <lastmod>2026-06-18T02:06:48.792Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/solutions/trading</loc>
    <lastmod>2026-06-18T02:06:48.793Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/pt-BR/solutions/treasury-management</loc>
    <lastmod>2026-06-18T02:00:01.364Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/solutions/cross-border-trade-finance</loc>
    <lastmod>2026-06-05T04:36:52.763Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/solutions/overview</loc>
    <lastmod>2026-06-18T02:00:01.362Z</lastmod>
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  <url>
    <loc>https://docs.spherepay.co/solutions/payment-acceptance</loc>
    <lastmod>2026-06-18T02:00:01.363Z</lastmod>
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  <url>
    <loc>https://docs.spherepay.co/solutions/payroll</loc>
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  </url>

  <url>
    <loc>https://docs.spherepay.co/solutions/trading</loc>
    <lastmod>2026-06-05T04:36:53.553Z</lastmod>
  </url>

  <url>
    <loc>https://docs.spherepay.co/solutions/treasury-management</loc>
    <lastmod>2026-06-05T04:36:53.550Z</lastmod>
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</urlset>