> ## Documentation Index
> Fetch the complete documentation index at: https://docs.spherepay.co/llms.txt
> Use this file to discover all available pages before exploring further.

# SpherePay Solutions: Use Case Integration Guides

> Outcome-shaped guides for common SpherePay use cases — payroll, payment acceptance, trading, cross-border trade finance, and treasury management.

The Solutions section shows how to combine SpherePay's primitives — customers, transfers, onramper accounts, offloader wallets — to deliver a specific business outcome. Each guide walks through the data model, the API calls in order, and the operational concerns for one shape of customer.

<Note>
  Before choosing a solution, confirm your flow type and implementation pattern with SpherePay during discovery. First-party and third-party flows use different scoping, compliance, and build paths. Start with [Implementation Guides](/implementation-guides/overview).
</Note>

If you're still learning the platform, read [Concepts](/concepts/overview) first. If you want the API surface, jump to the [API Reference](/api-reference/customer/post).

## Solutions

<CardGroup cols={2}>
  <Card title="Payroll" icon="banknote" href="/solutions/payroll">
    Pay W-2 employees and 1099 contractors in stablecoins or fiat. Includes the recommended virtual-account pattern that lets you ship without a transfer call per paycheck.
  </Card>

  <Card title="Payment acceptance" icon="hand-coins" href="/solutions/payment-acceptance">
    Accept fiat from end users and have it auto-settled as stablecoins on-chain. Covers e-commerce, marketplaces, and DeFi funding flows — built on Onramper Accounts.
  </Card>

  <Card title="Trading" icon="refresh-cw" href="/solutions/trading">
    Currency-pair trading with stablecoins as the bridge. Includes BRL ↔ USD and USD ↔ EUR walkthroughs, with more corridors as rails expand.
  </Card>

  <Card title="Cross-border trade finance" icon="ship" href="/solutions/cross-border-trade-finance">
    Settle invoices and receivables across currencies for importers, exporters, and trade finance platforms.
  </Card>

  <Card title="Treasury management" icon="landmark" href="/solutions/treasury-management">
    On-ramp, off-ramp, and balance tracking for company treasuries holding stablecoins alongside fiat.
  </Card>
</CardGroup>