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The Solutions section shows how to combine SpherePay’s primitives — customers, transfers, onramper accounts, offloader wallets — to deliver a specific business outcome. Each guide walks through the data model, the API calls in order, and the operational concerns for one shape of customer. If you’re still learning the platform, read Concepts first. If you want the API surface, jump to the API Reference.

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Solutions

Payroll

Pay W-2 employees and 1099 contractors in stablecoins or fiat. Includes the recommended virtual-account pattern that lets you ship without a transfer call per paycheck.

Payment acceptance

Accept fiat from end users and have it auto-settled as stablecoins on-chain. Covers e-commerce, marketplaces, and DeFi funding flows — built on Onramper Accounts.

Trading

Currency-pair trading with stablecoins as the bridge. Includes BRL ↔ USD and USD ↔ EUR walkthroughs, with more corridors as rails expand.

Cross-border trade finance

Settle invoices and receivables across currencies for importers, exporters, and trade finance platforms.

Treasury management

On-ramp, off-ramp, and balance tracking for company treasuries holding stablecoins alongside fiat.
Last modified on June 5, 2026