curl --request PATCH \
  --url https://api.spherepay.co/v2/virtual-account/{virtualAccountId} \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --data '
{
  "destinationCurrency": "usdc",
  "network": "base",
  "walletAddress": "0x4838B106FCe9647Bdf1E7877BF73cE8B0BAD5f97"
}
'

{
  "id": "virtualAccount_a1b2c3d4e5f6a7b8c9d0e1f2a3b4c5d6",
  "customer": "customer_b2c3d4e5f6a7b8c9d0e1f2a3b4c5d6e7",
  "active": true,
  "depositInstructions": {
    "currency": "usd",
    "bankName": "Lead Bank",
    "bankAddress": "1801 Main St, Kansas City, MO 64108",
    "bankAccountNumber": "9876543210",
    "bankRoutingNumber": 21000089,
    "bankBeneficiaryName": "Bridge Financial Inc.",
    "bankBeneficiaryAddress": "123 Finance St, San Francisco, CA 94105",
    "iban": "DE89370400440532013000",
    "bic": "COBADEFFXXX"
  },
  "destination": {
    "currency": "usdc",
    "walletAddress": "0x4838B106FCe9647Bdf1E7877BF73cE8B0BAD5f97",
    "network": "base"
  },
  "fee": {
    "totalBpsRate": "130",
    "integratorFee": {
      "bpsRate": "100"
    },
    "platformFee": {
      "bpsRate": "30"
    }
  },
  "created": "2025-01-15T10:30:00.000Z",
  "updated": "2025-01-16T08:45:00.000Z"
}