SpherePay supports a broad range of fiat payment rails and stablecoin networks, enabling on-ramp and off-ramp transfers across USD, EUR, and BRL on the fiat side and USDC, USDT, and EURC on the crypto side. The table below lists supported source-to-destination combinations. Use it as a reference when planning your integration.
Some combinations may not be available. Availability can depend on your account configuration, region, and verification profile, and the supported set differs by product — some combinations apply only to the Transfers API, Onramper Accounts, or Offloader Wallets. Confirm availability with your SpherePay representative before building. Supported rails table
Notes
BRL/PIX transfers require a separate verification profile (kyc_profile_b for individuals, kyb_profile_b for businesses) in addition to the standard profile. Contact your SpherePay representative to enable BRL/PIX access before initiating transfers on that rail.
- Solana is not supported as a source or destination for BRL transfers. Requests using
"network": "sol" with a BRL source or destination will be rejected.
- The table above reflects the Transfers API. Onramper Accounts and Offloader Wallets may support a different subset of combinations.
- If you need a combination that is not listed, or have questions about eligibility, contact your SpherePay representative.
SWIFT (international USD payout) is supported as an off-ramp destination rail (currency: "usd", networks: ["swift"]) for delivering USD to international bank accounts. Register the beneficiary as a USD SWIFT bank account with an accountNumber (IBAN or BBAN) and bic, plus up to three optional intermediary correspondent-bank BICs. SWIFT requires verification profile C — a USD SWIFT bank account cannot be created until profile C is approved. Third-party SWIFT payments also require a supporting document — see Supporting documents for SWIFT third-party payments. 
