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Documentation Index

Fetch the complete documentation index at: https://docs.spherepay.co/llms.txt

Use this file to discover all available pages before exploring further.

You can open a Sphere account as an individual or business in most countries of the world. This page lists the exceptions — countries where Sphere accounts are unavailable, and regions with partial restrictions.
Applying as a resident of a country not listed below is a requirement, but does not guarantee account approval. All applicants must pass KYC or KYB verification; some countries trigger additional checks.

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Prohibited countries (individuals and businesses)

Sphere accounts cannot be opened from these countries. This list includes OFAC-sanctioned jurisdictions and others where Sphere does not operate:

A–C

  • Afghanistan
  • Algeria
  • Bangladesh
  • Belarus
  • Burundi
  • Central African Republic
  • Chad
  • China
  • Cuba

D–L

  • Democratic People’s Republic of Korea
  • Democratic Republic of the Congo
  • Eritrea
  • Ethiopia
  • Haiti
  • Iran
  • Iraq
  • Kazakhstan
  • Kenya
  • Kosovo
  • Lebanon
  • Libya

M–Z

  • Macedonia
  • Mali
  • Morocco
  • Myanmar
  • Nepal
  • Nicaragua
  • Niger
  • Pakistan
  • Palestine
  • Qatar
  • Russian Federation
  • Sint Maarten
  • Slovenia
  • Somalia
  • South Sudan
  • Sudan
  • Syria
  • Ukraine (including Crimea)
  • Venezuela
  • Yemen
  • Zimbabwe

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Restricted for individuals only

Sphere is available in these countries for business accounts only. Individual residents cannot currently open a personal Sphere account:
  • Finland
  • Hungary
  • Latvia
  • Lithuania
  • Netherlands
  • Slovenia

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U.S. state restrictions

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New York

Sphere can only serve a limited range of products and services to New York residents. If you’re applying from or operating in New York, contact Business Development before integrating to confirm product eligibility for your use case.

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Additional verification

Some countries not listed above may still trigger enhanced due diligence based on the applicant’s profile, transaction patterns, or product mix. If you have questions about a specific corridor or customer base, reach out to support@spherepay.co.

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Source and updates

This list mirrors Sphere’s published country availability policy. The canonical source is Sphere’s compliance team — if you see a discrepancy between this page and the Help Center article, the Help Center is authoritative. Last updated: December 2, 2025
Last modified on May 21, 2026