SpherePay API Release Notes and Changelog

Learn about all of the most recent updates to the SpherePay API Product. This is where you will find out about new features, API changes, deprecations, compliance updates, and new rails/assets. If you have any questions reach out to support@spherepay.co.

April 11, 2026

DashboardOnboarding/Compliance

The SpherePay dashboard has been overhauled with clearer navigation and a rebuilt Transfer flow.Navigation updates:

Onboarding has moved out of the Transfers section into its own “Get Started” sidebar item, giving customers a clearer path through the platform from day one.
“Bank Accounts” has been renamed to “External Accounts” to better reflect how the product works.

Transfer flow redesign: The Transfer flow is now a step-based journey with a dedicated entry page. You can choose between moving your own funds, sending to recipients, or setting up Autoramp accounts.Offloader Wallets: Offloader Wallets now has a dedicated page under Autoramp Accounts, with clear product descriptions and usage guidance so customers have full context before getting started.

April 9, 2026

TransfersBank AccountsAssets

BRL/PIX Transfers Now Supported

SpherePay now supports BRL (Brazilian Real) transfers via the PIX instant payment network.Supported routes:

Off-ramp: USDC/USDT on Polygon, Ethereum, Base, or Tron → PIX BRL
On-ramp: PIX BRL → USDC/USDT on Polygon, Ethereum, Base, or Tron
Transfer limits: R $1.00–R$ 7,500.00 per transfer

BRL-specific constraints:

Only integratorBpsFeeRate is supported for fees (integratorFixedFee is not allowed).
Solana is not supported for BRL transfers.
PIX bank accounts require currency: "brl" and networks: ["pix"].

BRL transfers require a separate verification profile (kyc_profile_b / kyb_profile_b). Contact your SpherePay representative for access.

For details, see Transfers API — BRL/PIX constraints and Supported Rails & Currencies.

April 7, 2026

TransfersBank Accounts

Named Wire Payouts

USD wire payouts now display your business name as the sender instead of “Sphere.” This is enabled automatically when a customer is approved — no manual configuration needed.Existing approved customers who have transacted in the last 3 months have been backfilled and will see this change reflected immediately.

March 12, 2026

Onboarding/Compliance

API-First Onboarding Defaults

SpherePay now defaults to a streamlined onboarding model for API-integrated applications. KYC and UBO liveness checks, phone and email OTP verification, and MSA signing are no longer required during onboarding when these steps are handled upstream by the integrator.These capabilities remain fully supported and can be enabled as opt-in requirements per application. Existing applications retain their current behavior — only new applications receive the streamlined defaults.For more information, see the Customers & Onboarding guide.

March 3, 2026

WalletsTransfersAssets

Offloader Wallets API + EURC Support

Offloader Wallets API

Offloader Wallets are automated crypto-to-fiat conversion wallets that let your customers receive stablecoins and have them automatically settled to a linked bank account.Supported stablecoins and networks:

USDC on Arbitrum, Avalanche, Base, Ethereum, Polygon, and Solana
USDT on Ethereum and Tron
EURC on Base, Ethereum, and Solana

Supported fiat destinations:

USD via ACH and Wire
EUR via SEPA

For full details, see the Offloader Wallets guide.

EURC now supported

EURC is now available across SpherePay’s on-ramp and off-ramp products on Base, Ethereum, and Solana networks.

January 13, 2026

Onboarding/Compliance

Customer API Suite for Business Customers

Full API support for onboarding and verifying business customers, including UBO registration — giving you complete control over the onboarding UX without redirecting customers to an external flow.New endpoints available:

For full details, see the KYB via API guide.

January 7, 2026

Transfers

Deprecating Transfer Fee API

Action required by January 14, 2026. The /v1/transfer/fee endpoint will be removed on January 14, 2026. Migrate before this date to avoid disruption.

Transfer fees are now declared directly in the transfer request body. The standalone fee endpoint is no longer needed and will be retired.

December 1, 2025

Onboarding/Compliance

Customer API Suite for Individual Customers

Full API support for onboarding and verifying individual customers — enabling end-to-end KYC flows inside your own product without redirecting customers to an external page.New endpoints available:

The Create Customer endpoint now accepts the following fields for API-based KYC:

personalInformation.taxIdentificationNumber
personalInformation.taxIdentificationNumberType
personalInformation.taxIdentificationNumberCountry
personalInformation.taxIdentificationNumberDescription

For full details, see the KYC via API guide or KYC via Link for a faster integration path.

August 21, 2025

Bank AccountsWalletsTransfers

Onramper Accounts API

Onramper Accounts generate dedicated virtual bank accounts that automatically convert incoming fiat deposits into stablecoins and deliver them on-chain — no manual intervention required.

Generate dedicated bank accounts per customer or application
Automatically convert USD/EUR deposits into USDC or USDT
Deliver converted funds directly to any on-chain wallet address

For full details, see the Onramper Accounts guide.

June 18, 2025

WalletsTransfers

Starknet Network Support

Starknet is now supported for USDC onRamp and offRamp transfers. Use "network": "starknet" in the source or destination of your transfer request.Off-ramp via Starknet:

{
  "customer": "customer_098xxxxxxxxxxxxxxxxxxxxxxxxxxxfbb",
  "amount": "1.12",
  "source": {
    "id": "wallet_81bxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx9f3",
    "network": "starknet",
    "currency": "usdc"
  },
  "destination": {
    "id": "bankAccount_cabxxxxxxxxxxxxxxxxxxxxcxxxxx42c",
    "network": "achSameDay",
    "currency": "usd"
  }
}

On-ramp via Starknet:

{
  "customer": "customer_098xxxxxxxxxxxxxxxxxxxxxxxxxxxfbb",
  "amount": "2",
  "source": {
    "id": "bankAccount_cabxxxxxxxxxxxxxxxxxxxxcxxxxx42c",
    "network": "wire",
    "currency": "usd"
  },
  "destination": {
    "id": "wallet_81bxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx9f3",
    "network": "starknet",
    "currency": "usdc"
  }
}

June 3, 2025

Onboarding/Compliance

Deprecating `/v1/customer`

Action required by June 6, 2025. The /v1/customer endpoint will be deprecated on June 6, 2025. Migrate to /v2/customer before this date.

/v2/customer is the new standard for creating and managing customers and will continue to receive new features. See the Customer API reference for migration details.

Documentation Index

​Redesigned Dashboard Navigation & Transfer Flow

​BRL/PIX Transfers Now Supported

​Named Wire Payouts

​API-First Onboarding Defaults

​Offloader Wallets API + EURC Support

​Offloader Wallets API

​EURC now supported

​Customer API Suite for Business Customers

​Deprecating Transfer Fee API

​Customer API Suite for Individual Customers

​Onramper Accounts API

​Starknet Network Support

​Deprecating /v1/customer

Redesigned Dashboard Navigation & Transfer Flow

BRL/PIX Transfers Now Supported

Named Wire Payouts

API-First Onboarding Defaults

Offloader Wallets API + EURC Support

Offloader Wallets API

EURC now supported

Customer API Suite for Business Customers

Deprecating Transfer Fee API

Customer API Suite for Individual Customers

Onramper Accounts API

Starknet Network Support

Deprecating `/v1/customer`